Personal Loans Starting at 4.99%
- ✔ AI Powered Loan Solution
- ✔ Credit Scores Reviewed to 500
- ✔ 2, 3, 5 & 7 Year Terms
- ✔ Loan Amounts $500 – 70K
No Initial Credit Check!
Your AI Powered Loan Assistant, Smarter Financing Starts Here!
Check Credit Score
Why Ask Pecunia
About Pecunia
NO INITIAL CREDIT CHECK
AI Personal Loan Solution
No Offer Walls
LONGER TERMS
CREDIT SCORES
We offer loans down to a score of 500.
FUND QUICKLY
PRIVACY ASSURANCE
How to Ask Pecunia.
- Identify how much money you will need to borrow
- Will you need collateral for your loan?
- Gather your bills and pay stubs
- Interact with our AI driven Pecunia
- Claim your personal AI solution
- Fund your loan
Debt-to-Income Calculator
Blog & Resources
Three Ways You Can Pay for Unexpected Car Repairs
“You’re Approved” – How Unsecured Personal Loans for Bad Credit Work
Your Guide When Considering an Unsecured Personal Installment Loan
Things to Consider When Taking Out an Unsecured Medical Loan with Bad Credit
5 Great Tips to Help Ensure You Get a Guaranteed Bad Credit Loan
7 Facts About Bad Credit Signature Loans That Will Surprise You
5 Key Facts About Loans with Bad Credit and No Credit Check with No Fees
6 Dangerous Myths Surrounding Easy Loans for People with No Credit
How Unsecured Loans Help Bad Credit Scores Become Good Ones
Expert Tips on Personal Loans for People with Bad Credit or No Credit
Who Is A Pecunia Customer?
What are Unsecured Personal Loans? How can Pecunia Help me?
Pecunia has been in business since 2024. It was created to assist individuals in obtaining hard to find bad credit loans through our unique Loan Discovery Process. After years in the financial services’ industry, it was becoming obvious that lending sources were becoming scarce – and even more troublesome was the fact that lending guidelines were becoming even more strict.
Given these new challenges, Pecunia saw the need for a platform that could assist clients like you by compiling the best possible loan products available into one space. That space was Pecunia.
One of the best aspects of Pecunia is the fact that we service all credit types to include credit cards and personal installment loans. We have sought out the best programs and have included the longest repayment terms available so that our clients have the best opportunity to obtain the loans that they are seeking. Pecunia adheres to several standards. In no way does Pecunia ever collect information which would compromise the identity or security of our clients.
Pecunia never charges a fee for any product or service. Pecunia never shares any information with 3rd parties, so our clients never receive harassing phone calls or emails. Even more exciting is that Pecunia works with our partners to offer bad credit loans We review credit scores down to 500.
We often hear the question, “what is an unsecured loan?” Unsecured loans are just that, unsecured. What does unsecured mean? Unsecured means that you are offering no collateral. Collateral is usually in the form of a vehicle, investment product or real estate.
Personal unsecured loans are made to individuals, not companies. They are the same as personal installment loans and cover a wide variety of individuals and situations. These individuals may need bad credit, fair credit, or good credit personal loans. These are not title or payday loans. Personal loans are fixed loans for a certain time period. This time period is usually either 2, 3, 5 or 7 years.
How do I use the Pecunia to secure a personal loan with online approval?
Ask Pecunia Process
Another aspect that makes Pecunia distinct in the personal loans industry is the recently introduced ‘Ask Pecunia’ process. This is a quick and efficient way for clients to connect one-on-one with a loan, rather than choose from various lending products available once they’ve responded to the questionnaire on the Pecunia website.
Our Ask Pecunia approach not only improves our client success rates, but it helps our clients avoid having their credit pulled multiple times as they seek the ideal loan solution. Our goal is to provide honest, transparent information that helps our clients get the unsecured personal loan that’s right for them.
Tools on the Home Page
Pecunia clients can answer the short questionnaire located on the Ask Pecunia page to obtain additional help by answering a few questions. They are given personalized service and receive our best programs based on that information.
We do recommend using our ‘know your score’ link to identify your current credit score prior to starting the process, or any loan process for that matter.
This helps our clients to receive a no credit check loan.
